Healthy Banana Bread

Ingredients:
2 cups flour (I use 1/2 whole wheat, 1/2 spelt)
2-3 TBS wheat germ
2 TBS ground flax seed, optional
1 1/4 tsp baking powder
1/2 tsp baking soda
1/2 tsp cinnamon
1/4 tsp nutmeg
1/8 tsp salt
3/4 - 1 cup Splenda or Splenda Brown Sugar
3 eggs, lightly beaten
1/2 cup low-fat or non-fat vanilla or banana yogurt
1/8 cup canola oil
1- 1 1/2 cups ripe bananas, mashed (about 5)
1 tsp vanilla extract
3/4 cup walnuts, chopped, optional

Instructions:
Stir all dry ingredients together in large mixing bowl. In a separate bowl, mix yogurt, oil, bananas, and eggs. Add wet ingredients to dry ingredients and stir until blended. Don't overmix.
Pour into 2 greased loaf pans or bundt pan. Bake at 350 degrees F for about 45 minutes until wooden pick inserted in center comes out clean.
To make muffins, decrease baking time to approx. 18-20 minutes.